Monday, 31 January 2011

Day 15

Frugality is one of the most beautiful and joyful words in the English language. - Elise Boulding 

The Purse Of A Pro

Congratulations on making it to the final day of Cut Your Costs Bootcamp!
We hope that you walk away from this bootcamp with useful cost-cutting strategies for every room of your home. That said, we can't let you leave the house unprepared. Take a minute to peer into your purse to see if you can take your cost-cutting habits with you.
Here's What Shouldn't Be In Your Wallet.

Don't walk around with personal information like your PIN, account numbers, or Social Security card. The only identifying info in there should be your name and the best way to reach you if your wallet is found.

Here's What Should Be In Your Wallet.

Credit Card

Keep your main credit card in your wallet; keep an emergency credit card hidden away at home

We aim to carry around $25 to $50 at all times. Although any loss of cash is a blow, the goal is to keep little enough that we won't, say, have trouble paying rent if we lose our wallet, but enough to split a restaurant bill with friends as the occasion arises.

A.T.M./Debit Card

You should always have access to your checking account, just in case you need extra cash on the go.

Personal Identification: Stores have the right to ask for an ID when you use a credit card, so you need to have one ready to show them.
Insurance Card

You'll need your health insurance on hand for any medical services, and your auto insurance card in case you get into a fender bender.

Discount Club Cards

This includes your CVS card, Regal card, promotional tenth-coffee-free cards, and anything else that fits the bill. This also includes your AAA card, which you should have with you at all times if you're a member.
Membership Cards

This includes things that have already been paid for, like a gym membership card.

Airline Cards

This is optional, but recommended—never forget to use your frequent flyer number whenever you travel.

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